Therese Govern, CFP®, CPA, MBA

Therese’s interest in retirement issues is anchored in her personal experience as the youngest of nine siblings, all born between the baby-boomer years of 1944 and 1961.


She and her siblings have been talking about investing and retirement for years, and she's been a very interested observer as they start or put off retiring. In her family, she's seen many third acts:
 
—The classic retirement of travel and leisure
—Retirement shaped by serious volunteer work
—Retirement delayed by market events
—A retirement of reinvention — into a second career
—Semi-retirement, started early with plans for working late into life
 
Seeing many retirements up close has given her a good understanding of the financial and non-financial issues associated with this major life transition.

 

Therese has been a fee-only planner since 2002. She worked at Cotton Financial Advisors as a staff planner, and then with trueNorth Financial Services as a principal, before launching her own firm in 2012. Prior to becoming a financial planner, she spent many years as a CPA working in private industry.

 

Since 2010, Therese has been an instructor at South Seattle Community College, teaching Retirement Planning to students preparing to sit for the CFP® Certification Examination. She also enjoys speaking on retirement and financial literacy issues to professional and consumer groups.

 

Therese lives in Seattle with her husband, Steve.


Licenses & Registrations

Certified Financial PlannerTM Certificant

Certified Public Accountant – Washington State

 

Education

Bachelor of Arts – Oberlin College

Master of Business Administration – University of Washington

College for Financial Planning – CFP® educational program

Fundamentals of Financial Life Planning Training - Money Quotient™

 

Professional Affiliations

National Association of Personal Financial Advisors (NAPFA®)

 

Professional Activities

2018 Board member, West Region, NAPFA®

2017 Board member, West Region, NAPFA®

2017 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2016 Board member, West Region, NAPFA®

2016 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2016 Instructor, South Seattle Community College Continuing Education, CFP® Professional Education Program: 10-week Retirement Planning & Employee Benefits course

2015 NAPFA/Kiplinger "Jump Start Your Retirement Plan" online chat

2015 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2015 Private client event for real estate group: Retirement, What Does It Take?

2014 Instructor, South Seattle Community College Continuing Education, CFP® Professional Education Program: 10-week Retirement Planning & Employee Benefits course

2014 Seattle Financial Planning Day volunteer

2014 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2014 NAPFA/Kiplinger "Jump Start Your Retirement Plan" online chat

2013 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2013 Instructor, South Seattle Community College Continuing Education, CFP® Live Review: Retirement Planning & Employee Benefits

2013 NAPFA/Kiplinger "Jump Start Your Retirement Plan" online chat

2012 Presenter, NAPFA West Region conference - Retirement Planning Tips, Tools, and Techniques

2012 Instructor, South Seattle Community College Continuing Education, CFP® Professional Education Program: 10-week Retirement Planning & Employee Benefits course

2012 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2012 Instructor, South Seattle Community College Continuing Education, CFP® Live Review: Retirement Planning & Employee Benefits

2011 Instructor, South Seattle Community College Continuing Education, CFP® Professional Education Program: 10-week Retirement Planning & Employee Benefits course

2011 University of Washington Masters in Accounting Program, Guest Lecturer: Financial Planning Strategies for New Grads

2011 Presenter, Seattle/King County Asset Building Coalition, Financial Fitness Day - Setting Financial Goals

2011 Presenter, American Pharmacists Association national conference - Financial Planning Strategies for New Practitioners

2011 Instructor, South Seattle Community College Continuing Education, CFP® Live Review: Retirement Planning & Employee Benefits

2010 FPA/National Council of Mayors, Financial Planning Day Speaker - Setting Financial Goals

2010 Presenter, ASWA Seattle Chapter - Roth Conversions: Who, What, Where, and When

2010 Instructor, South Seattle Community College Continuing Education, CFP® Live Review: Retirement Planning & Employee Benefits

2010 Presenter, WSCPA Seattle Chapter - Roth Conversions: Who, What, Where, and When

2010 Financial Planning Association of Puget Sound - Roth conversion panelist

2010 NAPFA/Kiplinger “Jump Start Your Retirement Plan Days” national hotline

2009 Presenter, Horizon House - Plan B: Correcting Course After the Financial Crisis, Recession, and Bear Market

2009 Money Quotient Webinar - Veteran Licensee Forum panelist

2008 Presenter, American Society of Women Accountants, Bellevue chapter - Creating a Retirement Paycheck

2008 Presenter, Horizon House - Tax Tips

2008 Presenter, Loyal Heights Elementary - Saving for College

2008 NAPFA Study Group, Seattle chapter - Practice Management panelist

2007 Presenter, American Society of Women Accountants, combined Seattle and Bellevue chapters - Risk Tolerance: Who’s Keeping Score?

2007 NAPFA/Kiplinger “Jump Start Your Retirement Plan Days” national hotline

 

Press Citations

Financial Planning Magazine, Long-Term Care Insurance

Seattle Metropolitan Magazine - Get Rich Slow: 15 Smart Ways to Manage Your Money Right Now, October 2010

KIRO Radio - Money Minute August 30, 2007