Disclaimer and Privacy Policy

 

Disclaimer

 

Therese Govern Financial Advisors LLC is a registered investment adviser in the State of Washington.  The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

 

The purpose of this website is for the distribution of general information. The information and material contained in this website do not constitute financial advice. The materials on this site are provided for informational purposes only and are not guaranteed to be correct, complete, or up-to-date. Any examples are hypothetical, actual results may vary, and none of the information is meant to be personalized to those looking at it. Be sure to discuss your specific situation with a financial advisor.

 

 

Privacy Policy

 

Therese Govern Financial Advisors is committed to maintaining the confidentiality, integrity and security of the personal information that is entrusted to us.


The categories of nonpublic personal information that we collect from you may include information about your personal finances, information about your health to the extent that it is needed for the financial planning process, and information about transactions between you and third parties. We use this information to help you meet your personal financial goals.


We do not disclose any of your confidential personal information to anyone, except as permitted by law. We may disclose the following kinds of personal information about you to companies that perform services on our behalf:


  • Information we receive from you on data-gathering forms, such as your name, address, net worth, income, and financial goals. We may share this information, for example, with the IT firm hosting our computer server, or online software providers.
  • Information about your investment transactions, such as your account balances, investing history, and parties to transactions. We may share this information, for example, with the company hosting our portfolio accounting database.

  • We may also share your nonpublic personal information:


    

  • to resolve customer disputes or inquiries
  • to persons holding a legal or beneficial interest relating to you
  • to persons acting in a fiduciary or representative capacity on your behalf
  • to provide information to agencies assessing our compliance with industry standards, and to our attorneys, accountants, and auditors
  • in connection with a proposed or actual sale or merger of the firm
  • to respond to a regulator’s examination of the firm
  • to comply with a civil, criminal, or regulatory investigation by federal, state, or local authorities

  • We require strict confidentiality in our agreements with unaffiliated third parties that require access to your personal information.


    With your permission, we disclose limited information to attorneys, accountants, insurance agents, and mortgage lenders with whom you have established a relationship. With your permission, we share a limited amount of information about you with your brokerage firm in order to execute securities transactions on your behalf.


    We maintain a secure office to ensure that your information is not placed at unreasonable risk using physical, electronic, and procedural safeguards.


    We do not provide your personal information to mailing list vendors or solicitors.


    Personally identifiable information about you will be maintained while you are a client, and for the period thereafter that records are required to be maintained by federal and state securities laws. After that time, information may be destroyed.